Don't persist inbound committed onions in prod

[valentinewallace]

A few PRs ago, we started persisting inbound committed HTLC onions in Channels. These onions were persisted to lay groundwork for reconstructing the ChannelManager's pending HTLC maps from them in a future version. However, we've since discovered a different direction where we can instead reconstruct these same maps using persistent monitor events, which may mean that we don't need to persist these onions.

Since persisting a bunch of onions on every manager write is a big commitment that we're not fully confident in yet, switch it off for now until we either confirm the monitor events direction and can delete all this onion persisting code OR realize that we definitely do need it.

[ldk-reviews-bot]

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[ldk-claude-review-bot]

After thorough re-examination, I now realize my prior critical bug report was incorrect. Here's why:

The variable inbound_committed_update_adds_opt is initialized to None at line 16372 in the manual ReadableArgs impl for FundedChannel. This is different from the auto-generated macro path (_init_tlv_field_var) which would initialize it to Some(Vec::new()). When TLV 75 is absent (production case after this PR), the variable stays None, and the if let Some(update_adds) guard at line 16554 correctly skips the block. Committed inbound HTLCs keep their default InboundUpdateAdd::Legacy state, which is the intended behavior.

Review Summary

Correction to prior review: The critical deserialization bug I flagged previously is a false positive. The FundedChannel ReadableArgs impl manually initializes inbound_committed_update_adds_opt to None (line 16372), not Some(Vec::new()) as the auto-generated optional_vec macro would. When TLV 75 is absent, the if let Some(...) guard at line 16554 is correctly not entered.

No new issues found. The PR correctly:

1. Gates the write of TLV 75 data behind #[cfg(test)] so production nodes stop persisting onion data
2. Uses #[cfg_attr(not(test), allow(unused_mut))] to suppress the unused_mut warning in production
3. Uses _-prefixed variable name to suppress unused variable warnings in production
4. Maintains test coverage by still writing the data in test mode
5. Has consistent read-side behavior: absent TLV 75 means None means all committed HTLCs stay Legacy
6. Is safe for the reconstruct_manager_from_monitors path since that's gated on version >= 2 in production

[codecov]

Codecov Report

✅ All modified and coverable lines are covered by tests.
✅ Project coverage is 86.28%. Comparing base (b64efcd) to head (d68dbf8).
⚠️ Report is 19 commits behind head on main.

Additional details and impacted files

@@            Coverage Diff             @@
##             main    #4599      +/-   ##
==========================================
+ Coverage   86.22%   86.28%   +0.05%     
==========================================
  Files         159      159              
  Lines      109170   109269      +99     
  Branches   109170   109269      +99     
==========================================
+ Hits        94136    94280     +144     
+ Misses      12424    12379      -45     
  Partials     2610     2610              

Flag	Coverage Δ
tests	86.28% <100.00%> (+0.05%)	⬆️

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